Property Loans
At VFinancial, we offer customized property loan services to help you invest in your dream property. Whether you’re buying your first home, refinancing your current mortgage, or investing in commercial real estate, our property loan options come with competitive interest rates, flexible terms, and a quick approval process.
- Purchase Of Property (HL)
- Loan againt Property ( LAP)
- OD (Over Draft)
- CC ( Cash Credit)
Key Features:
- Home Loans:
Secure funding to purchase your first home or refinance an existing property with attractive interest rates and a flexible repayment schedule. - Loan Against Property (LAP):
Leverage your existing property to access funds for business expansion, personal needs, or education. Get competitive loan-to-value ratios with minimal paperwork. - Commercial Property Loans:
Finance commercial real estate purchases with customized loan terms. Ideal for small businesses looking to own their workspace. - Easy and Fast Processing:
Get your loan application processed quickly with minimal paperwork, ensuring a smooth experience from start to finish. - Flexible Tenure Options:
Choose from a variety of repayment tenures ranging from 5 to 20 years, making it easier to manage your monthly EMI.
1. What types of property loans are available?
Home Loans for purchasing your first home or refinancing an existing mortgage.
Loan Against Property (LAP) for leveraging your current property to meet personal or business needs.
Commercial Property Loans for businesses looking to purchase or refinance commercial real estate.
Loan Against Property (LAP) for leveraging your current property to meet personal or business needs.
Commercial Property Loans for businesses looking to purchase or refinance commercial real estate.
2. What is the maximum loan amount I can avail?
The loan amount depends on your property’s value, income, and credit score. You can avail up to 80-90% of the property value.
3. What is the interest rate on property loans?
Interest rates are competitive and vary depending on the loan type and your eligibility. Contact us to get the most accurate rate based on your profile.
4. What documents do I need to provide to apply for a property loan?
Identity proof (Aadhar, PAN)
Address proof
Income proof (salary slips, bank statements)
Property documents (title deed, sale agreement)
Other documents as per the lender's requirements
Address proof
Income proof (salary slips, bank statements)
Property documents (title deed, sale agreement)
Other documents as per the lender's requirements
5. Can I prepay my property loan?
Yes, you can prepay or foreclose your loan. There may be nominal charges, depending on the lender’s terms.