
Personal Loan ( For Salaried)
At V Financial Solution, we offer quick and hassle-free personal loans tailored for salaried professionals. Whether it’s for a medical emergency, wedding expenses, travel, or home renovation, our loans are designed to provide financial support when you need it most. With flexible repayment options, minimal documentation, and fast approval, you can enjoy peace of mind without any added stress.
Key Features:
- Quick Approval: Fast processing and approval within 24-48 hours, so you can get the funds you need, when you need them.
- No Collateral Required: Enjoy an unsecured loan without the need to pledge any assets or provide a guarantor.
- Flexible Loan Amount: Borrow up to ₹25 lakhs, based on your income, credit score, and repayment capacity.
- Flexible Repayment Tenure: Choose a loan tenure from 12 to 60 months, making your monthly EMIs affordable and aligned with your financial situation.
- Minimal Documentation: Simple documentation requirements for salaried professionals—just your salary slips, bank statements, and ID proofs.
1. Who is eligible for a personal loan at V Financial Solution?
Any salaried individual working in a private or government organization with a stable income and a good credit score can apply.
2. What is the maximum loan amount I can avail?
You can avail a loan of up to ₹25 lakhs, depending on your income, employer, credit profile, and repayment capacity.
3. Do I need to provide any collateral or guarantor?
No. Personal loans are unsecured, meaning you don’t need to pledge any collateral or arrange a guarantor.
4. What documents are required?
ID & address proof (Aadhar, PAN, etc.)
Salary slips for the last 3 months
Bank statements for the last 6 months
Employment proof (ID card or appointment letter)
Salary slips for the last 3 months
Bank statements for the last 6 months
Employment proof (ID card or appointment letter)
5. Can I prepay or foreclose my personal loan?
Yes, you can prepay or foreclose the loan with minimal or zero charges, depending on the lender’s terms.